Thursday 28th November | The Employer & the expected Pension Reforms
Publié le :
21/11/2019
21
novembre
nov.
11
2019
Last summer, the Haut Commissaire aux Retraites (High Commissioner for Retirement Issues) Jean-Paul Delevoye announced a set of recommendations for a universal pension scheme, in respect of which consultation is now ongoing. At the time of writing, the plan is to gather into a universal scheme, the basic State pension as well as the complementary schemes. Flat dues corresponding to 25.31% of wages would yield points; no-one would be required to pay dues in excess of 30,770 €/year, since the cap on which dues would be calculated would be 121,572 €/year.
What can the employer do in favour of an employee whose annual wage exceeds that cap, and whose replacement rate will likely be lower? As it happens, there are solutions.
- Defined benefit pension schemes (Ord. du 3 juillet 2019)
- Assuming the earlier “article 39” schemes cease to operate: Should they be closed down, or outright eliminated? And if so, how?
- New “article 39” schemes: What are the specifics? Are they worthwhile? If so, for whom? What about company-officers.
- Defined-dues pension schemes (Ord. du 24 juillet 2019)
- Earlier “article 83” schemes and PERCOs: Should they be retained? Or will they too cease to operate?
- New pension-savings plans (Plans d’épargne retraite or PERs): what are the specifics of mandatory PERs and of collective, company-wide PERs? Are they worthwhile, compared to the earlier arrangements? When should they be set up, and how?
- “article 82” arrangements: is this optional scheme worthwhile? And if so, for whom?
With our Partners Juliana Kovac and Philippe Montanier And Philippe Langlois Avocat à la Cour, Emeritus Professor at the University of Paris X Nanterre
Limited to availability
Historique
-
Zhong Lun article sheds new light on Coronavirus Epidemic and Impact on Employers in China
Publié le : 07/02/2020 07 février févr. 02 2020L&E GlobalZhong Lun’s latest publication provides employers in China with insights and...Source : leglobal.org
-
Brexit Reality
Publié le : 31/01/2020 31 janvier janv. 01 2020L&E GlobalAfter months of postponements, of uncertainty, and of political debates and n...Source : leglobal.org
-
Jackson Lewis reports on Coronavirus Concerns in the Workplace
Publié le : 30/01/2020 30 janvier janv. 01 2020L&E GlobalJackson Lewis has just published a special report on the labour and employmen...Source : leglobal.org
-
L&E Global’s Asia Pacific Members Commended for Excellence in Labour and Employment Law by The Legal 500 Asia Pacific 2020
Publié le : 28/01/2020 28 janvier janv. 01 2020L&E GlobalL&E Global is proud to announce that our Asia Pacific members were once again...Source : leglobal.org
-
L&E Global is pleased to present its Retail Sector Group Newsletter
Publié le : 03/12/2019 03 décembre déc. 12 2019L&E GlobalDear Retail colleagues, L&E Global is pleased to present its Retail Sector Gr...Source : leglobal.org
-
Thursday 28th November | The Employer & the expected Pension Reforms
Publié le : 21/11/2019 21 novembre nov. 11 2019NewsLast summer, the Haut Commissaire aux Retraites (High Commissioner for Retire...